Learn about the Merton Model for evaluating corporate credit risk, developed by Robert Merton in 1974, and used by analysts and lenders for credit default predictions.

Read more about Banks could strengthen credit card fraud screening with ensemble machine learning model on Devdiscourse ...

Mutual credit relations between banks can destabilize the financial system, as the 2007-08 crisis laid bare. Researchers at ...

D&B rebuilt its Commercial Graph of 642 million businesses so AI agents can verify business identity in real time — without ...

Some private lenders are using real-time and alternative data to help inform a potential borrower's risk profile.​ ...

Insurance company borrowings from the Federal Home Loan banks — including, notably, from subsidiaries of private credit firms — have hit record levels, even as regulators and analysts are increasingly ...

European banks' exposure to private credit has returned to the spotlight this earnings season. Both UBS and Deutsche Bank called their positions "well diversified", while Santander said its exposure ...

Think through your everyday expenses — you probably spend on groceries, transportation, dining out, and gas. Charging these expenses to the right credit card could earn thousands of points every month ...

I built this project while preparing for the FRM Part 1 exam to bridge the gap between the theory I'm studying and real data work. The idea was simple it was to take a lending dataset from Kaggle ...

Rep. Maxine Waters, D-Calif., who serves as ranking member of the House Financial Services Committee. WASHINGTON — Credit risk transfers, a financial instrument banks use to move risk off their ...

A version of this story appeared in CNN Business’ Nightcap newsletter. To get it in your inbox, sign up for free here. On top of everything else pummeling consumers right now — spiking gas prices, ...